The meaning of this dream depends on your current concerns. Jewelry is usually a representation of materialistic values. Gender differences imply that for a man this dream symbolizes material wealth and for a woman, love. Careful analysis requires answering the following questions: What type of jewelry it is? Is it genuine or costume? How did you react to it and in which was was it important in the dream?... The Bedside Dream Dictionary
Well-being. Beauty for women, honor for men, or vanity; but it also implies that an inner Treasure has been discovered. Also a desire for acceptance and affection. According to Freud, the symbol of the person one loves.
Vanity or pleasure in one’s own attractiveness.
Folklore: In the case of women, ambition; in men, wanting to possess the jewel, the woman. Bad omen.... Little Giant Encyclopedia
(see Clothing, Crown, Gems, Metals, Stones, Rings)
Meaning may sometimes be determined by where the jewelry is worn.
For instance, necklaces lie near the throat, the center of communication. So, if a necklace felt very tight in the dream, this may indicate swallowing your words, or having communication strangled (see Choking).
Overly large or small pieces: Exaggerated senses.
For example, big earrings might reveal a propensity for eavesdropping, while tiny ones indicate underdeveloped listening skills (see Ears).
The finer things in life; luxuries.
Wearing excessive jewelry in a dream indicates that the individual envisioned tries to impress others with wealth or possessions.
Jewelry that is not worn, but seen as a central image in a dream, should be reviewed for its component parts, like noting the significance of gems or metals used in its construction. Or, if a specific image appears as the jewelry’s focal point, that can also have meaning.
For example, seeing an Egyptian ankh could represent renewed health or improved courage, whereas a pin depicting the zodiac sign Pisces might reflect a personal focus on productivity.
In the 2nd century C.E., Artemidorus wrote that women dreaming of fine jewelry would soon marry, have children, or increase their wealth.... The Language of Dreams
Jewelry accentuates your appearance and, depending on where it is worn, may reveal a great deal about your wealth and radiant qualities. It may be a symbol of beauty and of protection. (See Gems.)... Ariadne's Book of Dream
Vision: Wearing jewelry: don’t be vain and arrogant—it does not make for good friends. Seeing other people wearing jewelry’: you are easily taken in by others and are prone to misjudge them. See Precious Stones.
Depth Psychology: Are you “decorating” yourself to gain attention or admiration? Giving jewelry as a gift to someone: is jewelry an indication of the “precious” feelings you have for someone? Receiving jewelry as a gift: does someone have “precious feelings” for you?... Dreamers Dictionary
Dreams of jewelry represent extravagance, prosperity and abundance, lavishness, and qualities you cherish.
If you dream of your family heirlooms, then you are realizing inherited wisdom.
If you dream of being in the possession of a valuable piece of jewelry, then you feel connected to your natural inheritance and to the priceless wonder that you are. Jewelry can represent an aspect of yourself, a proud achievement, a precious memory, a friendship that is priceless to you, your talents, resources, wisdom, or the qualities in which you treasure, as in kindness, compassion, honesty, etc. Your dream is telling you to acknowledge where you sparkle, what is rare and invaluable about you. See Necklace, Bracelet, Ear rings, Amethyst, Sapphire, Ruby, Diamond, Emerald, Jade, Opal, Pearl, Turquoise, Silver or Gold.... Strangest Dream Explanations
Entering a jewelry store in a dream may reflect concerns about expressing your radiant qualities and self-worth. Shopping for fine jewels may comment on your readiness to embrace your true value.... Ariadne's Book of Dream